Sparsh

1- Accessing Institutional Finance: A Demand Side Story for Rural India Under the Reserve Bank of India’s “financial inclusion” campaign, the provision of institutional finance has been progressing at differential rates across the country. However, when we pair administrative banking data on availability of bank branches in a state with the All India Debt and Investment Survey (2002-03) capturing both institutional and non-institutional borrowing by households, we find that states with the most access to institutional finance, or supply, are not necessarily the ones with the most demand for finance. Looking at household level data within each state we identify determinants of institutional borrowing, and some of the strongest predictors for accessing institutional finance. A number of empirical regularities emerge in terms of the importance of having assets like land for borrowing, which undermines the basic philosophy of financial inclusion. 2- Crop Insurance in India : Scope...

Later Addition (Jan 2020): Diary of Rural Manager !  on the jobs, career prospects, and life of a rural management graduate. I was an aspirant for the rural management program last year. I applied for both XIMB and IRMA. I tried to write down a possible list of the question that may be asked by the interview panelists. Please customize the questions as per your needs. 01- Describe yourself in 3 words? 02- Tell us about yourself and your family background. 03- What is success according to you? 04- What is an Urban area? 05- Why do you think you are suited for RM? 06- Why you pursued Engineering at graduation? 07- Why do you switch to the IT industry after a degree in mechanical engineering? 08- What is Development? What is development according to you? 09- Why IRMA/XIMB/TISS? 10- Would you like to ask any questions from us? Would you like to ask any questions from us? 11- Why Rural and What is Rural? Why did you think about rural? 12- Why prepare for rural managemen...