Sparsh

Continuing from the 2nd part of the Development series in RM , I will move towards the 3rd part of the learning in the field of Rural Management.  Here in 6 points what I learnt in last 3 months: 1- Integrity and Humility are more necessary to success than the knowledge. Only creating assets and giving knowledge is not enough but the spirit of service is far more essential for a rural manager. 2- For-profit firms, they argue, often face pressure to abandon social goals in favour of increasing profits. Non-profit firms and charities are needlessly restricted in their ability to raise capital when they need to grow. There should be a third way of developing the objectives of both firms. 3- There is a misplaced tendency to look at "progress" through the eyes of people in power or in powerful economic institutions. There lies a great assumption that if they do well, wealth/prosperity will trickle down into the lives of ordinary people. This approach is one of the many ...

1- Accessing Institutional Finance: A Demand Side Story for Rural India Under the Reserve Bank of India’s “financial inclusion” campaign, the provision of institutional finance has been progressing at differential rates across the country. However, when we pair administrative banking data on availability of bank branches in a state with the All India Debt and Investment Survey (2002-03) capturing both institutional and non-institutional borrowing by households, we find that states with the most access to institutional finance, or supply, are not necessarily the ones with the most demand for finance. Looking at household level data within each state we identify determinants of institutional borrowing, and some of the strongest predictors for accessing institutional finance. A number of empirical regularities emerge in terms of the importance of having assets like land for borrowing, which undermines the basic philosophy of financial inclusion. 2- Crop Insurance in India : Scope...

Later Addition (Jan 2020): Diary of Rural Manager !  on the jobs, career prospects, and life of a rural management graduate. I was an aspirant for the rural management program last year. I applied for both XIMB and IRMA. I tried to write down a possible list of the question that may be asked by the interview panelists. Please customize the questions as per your needs. 01- Describe yourself in 3 words? 02- Tell us about yourself and your family background. 03- What is success according to you? 04- What is an Urban area? 05- Why do you think you are suited for RM? 06- Why you pursued Engineering at graduation? 07- Why do you switch to the IT industry after a degree in mechanical engineering? 08- What is Development? What is development according to you? 09- Why IRMA/XIMB/TISS? 10- Would you like to ask any questions from us? Would you like to ask any questions from us? 11- Why Rural and What is Rural? Why did you think about rural? 12- Why prepare for rural managemen...

Continuing from the 1st part of the Development series in RM , I will move towards the 2nd part of the learning in the field of Rural Management. Looking into mine MBA and engineering curriculum, I can easily conclude that it is heavily influenced by American model and lacks novelty. Despite of mine low academic orientation, I have not seen really good books from an Indian author. Most of the books are from western universities. Hence, there is dire need to dejargonise and accept superfluos nature of our education. During this trimester of PGDM-RM (rural management) at XIMB, I asked this question again and again :- why one chooses any course or college ? Whether one prefers a brand or academic learning or mere placement records of the college for routing the career path. Any college should have these aspects for growth : Creation of knowledge through research, Application of knowledge within the industry through commercializaion and Dissemination of knowledge through classroom l...

John Stuart Mill is right here: there is no development, democratic or economic, without an educated citizenry. Hence with this statement, I will shade mine myopic narrative of the last 3 months of the education. Roughly, the things I am doing out here is to fight the common perception between development and management. During this trimester of PGDM-RM (rural management) at XIMB, the question that was constantly asked by me was how much of it is “Development” and how much “management” ? With rural India in the context, this issue becomes a divergent for many budding rural managers. The purpose of nearly all writing is to communicate easily. Here in 10 points is what I learnt in 3 months: 1- The first lesson towards developing an understanding that development is not merely about subsidies, urbanisation and poverty but also about being sensitive to the people. 2- As an aspiring rural managers should have understanding that must encompass history, sociology and th...

The value of national ‘ownership’ in development of involving 2.8 million milk producers with AMUL separates itself from other success stories . Dr. Kurien on Rural Development --- A large proportion of rural livelihoods in India are at the mercy of the law of diminishing marginal returns from land. This has led to the bleak phenomena of rural-urban migration, casualisation of urban labour and feminisation of agricultural labour etc. with the net effect of extremely insecure rural livelihoods. A successful rural development programme must help rural people stay on voluntarily and profitably in the villages. Cooperative dairy development on the Amul Pattern has been instrumental in securing rural livelihoods in many parts of India through income generation, agricultural diversification, risk distribution, female empowerment and assured employment. Employment generation in India has seen a spurt even through the much vaunted Business Process Outsourcing (BPO) organizations and In...

1- Let a thousand heretics bloom : Liberal education is a sustained and controlled matter, where practicality is directly related to searching analyses and the fecundity of thought processes. Sadly, the flag-bearers of a new India have no clue about such a pedigree of liberalism. 2- A Case of Conscience : Shiv Viswanathan writes to Manmohan Singh on the conviction of Binayak Sen. 3- Our phony economy By Jonathan Rowe : From testimony delivered March 12 before the Senate Committee on Commerce, Science, and Transportation, Subcommittee on Interstate Commerce. Rowe is codirector of West Marin Commons, a community-organizing group, in California. 4- Lecture to the memory of Alfred Nobel, December 11, 1974 by Friedrich August von Hayek . The Sveriges Riksbank Prize in Economic Sciences in Memory of Alfred Nobel 1974 was awarded jointly to Gunnar Myrdal and Friedrich August von Hayek "for their pioneering work in the theory of money and economic fluctuations and for their penetr...

Why Rural economy is always in a poor state ? Poverty exists in both rural and urban India. Slums are visible signs of poverty in the our cities. Slums are our failure in planning to implement an affordable housing in metros for the poor migrants at the cost of welfare state. There is an immense migration of the landless labours in cities from the rural areas. Many reasons can be cited for this state such as failure of rural economy, regional nature of growth, absence of basic civic amenities in rural India and caste discrimination in rural India. Poor people can afford the physical torture of the slums but cannot bear the mental torture of rural habitation caused due to caste discrimination. In slums people have only class identity and not caste identity. There is a huge connection between poverty and caste system in India. Majority of land in rural India is in the possession of minority upper castes. Hence, all the subsidies and growth in the agricultural sector is enjoyed by t...

I was reading an article about casteism by Aditya Nigam published under Caste Politics in India in an South Asian journal. Quoting a paragraph on Mandal commission will be necessary : "What was interesting about the agitation and the highly charged public debate that followed, was that it was entirely conducted, from the side of the opponents of the Mandal Commission, in the most immaculate secular and modern language of ‘merit’ and ‘efficiency’. The question was posed as one of dilution, if not the elimination, of merit at the cost of getting in ‘unworthy’ and ‘undeserving’ people simply because they happened to belong to certain castes. 'Would you like to be operated upon by a doctor who had became one through reservations?' 'Would you like to fly by an aircraft that was piloted by a reservation pilot?' Such were the kinds of questions that were asked by the anti-Mandalites in these discussions. Not once was the question of upper-caste and brahminical privileg...