Tuesday, May 1, 2012

Development in a Trimester of rural management - 3

Continuing from the 2nd part of the Development series in RM , I will move towards the 3rd part of the learning in the field of Rural Management.  Here in 6 points what I learnt in last 3 months:

1- Integrity and Humility are more necessary to success than the knowledge. Only creating assets and giving knowledge is not enough but the spirit of service is far more essential for a rural manager.

2- For-profit firms, they argue, often face pressure to abandon social goals in favour of increasing profits. Non-profit firms and charities are needlessly restricted in their ability to raise capital when they need to grow. There should be a third way of developing the objectives of both firms.

3- There is a misplaced tendency to look at "progress" through the eyes of people in power or in powerful economic institutions. There lies a great assumption that if they do well, wealth/prosperity will trickle down into the lives of ordinary people. This approach is one of the many 'indicators' of the development, not the only one as perceived by mainstream.

4- Government can give equal opportunity to all, but still a Steve Jobs will be a Steve Jobs, all people are not going to become Steve Jobs. Equity does not mean that all children must learn the same thing at the same rate but they have the same access to same infrastructure and facilities.

5- LPG are regarded as panacea of all the problems. I don't agree with this trend. Often assets and infrastructure created that are more beneficial to the elites than the poor who created them. I am not yet sure of the access of the vulnerable group of assets created in NREGA.

6- The true institution failure happens when the voice of vulnerable people are kept silent. Not being organised, they lack representations in social, economic and political institutions and often fail to participate despite granted rights. Most of the time, they form group on the basis of their social identity and caste system thrives with changing times.

Summary of One Year :
It is not the most talented who survive, nor the most intelligent, but the ones who are most responsive to change. One year has passed since my admission in 2-Year Full Time Postgraduate Diploma in Rural Management. I don't much bother academic competence but trying to learn with each passing moment. MBA degree is a fast-track exposure to various functions in the organisation -- sales, marketing, human resources, finance, product management and strategy. While development studies take s in the domain of sociology, anthropology, economics, political science and even public administration. Rural Management is a hybrid mixture of both these domains. I have not allow myself time to settle down. I tried to jump at every opportunity, to do as much as I could with my time. Rural Manager is needed to harness grass-roots dynamism and entrepreneurial potential. Hoping to convert this knowledge to some useful actions.

XIMB -RM has taught me the tact to handle of academic pressure. Still, much can be done to put a student through an intellectual rigour. I never tend to prioritize the number of hours spent in the classroom over the quality of teaching, that helps me much in assessing impact of classroom lectures on me.

As an IT engineer with 12 hrs 3.5L job at MNC was good but never a satisfying one. It is not money that has tempted me to give up a stable career at IT firm and enter rural management program. It is the freedom to read widely, think deeply, write independently and keep learning—the opportunity to live in the world of ideas and realities simultaneously. I have achieved a lot of mine goals and pretty happy with my progress. In the end, I still ponder over a simple question - But what does it mean anyway — development?

Thursday, March 8, 2012

Ten Issues - 21

1- Barefoot - The other side of lifeHarsh Mander -: Can anyone really live on Rs. 26 a day, the income of the officially poor in rural India? Two youngsters try it out.

2- Powerhouse on your plate! - Easily accessible and affordable, millets are making a comeback to Indian kitchens, says Shonali Muthalaly.

3- The everyday embrace of inequality :The institution of paid domestic labour produces cleanliness, meals and childcare, but it also produces and reproduces an unequal home and society.

4- Salman Rushdie & India's new theocracy :-India's secular state is in a state of slow-motion collapse. The contours of a new theocratic dystopia are already evident.

5- BCCI: Billionaires Control Cricket in India by P. SAINATH

6- 42 per cent of Indian children are underweight - Hunger and Malnutrition (HUNGaMA) report by the Naandi Foundation – were described by Prime Minister Manmohan Singh as a “national shame” at a release function here on Tuesday.

7- The complex contractor-maistry system, the devastation of agriculture, an ineffective food-for-work programme, debt and debilitating mass migrions - these are an explosive mix. P Sainath joins migrants fleeing the desperate conditions in Mahbubnagar, seeking a meagre living in faraway places : The bus to Mumbai (Part I) and The wrong route out? (Part II)

8- Looming disaster : Handloom weavers in Andhra Pradesh are in a crisis brought on by policy blindness and the emphasis on powerlooms.

9- Bt Cotton, Remarkable Success, and Four Ugly Facts.

10- Walking With The Comrades :- Gandhians with a Gun? Arundhati Roy plunges into the sea of Gondi people to find some answers...

Sunday, February 19, 2012

EPW Readings

1- Accessing Institutional Finance: A Demand Side Story for Rural India

Under the Reserve Bank of India’s “financial inclusion” campaign, the provision of institutional finance has been progressing at differential rates across the country. However, when we pair administrative banking data on availability of bank branches in a state with the All India Debt and Investment Survey (2002-03) capturing both institutional and non-institutional borrowing by households, we find that states with the most access to institutional finance, or supply, are not necessarily the ones with the most demand for finance. Looking at household level data within each state we identify determinants of institutional borrowing, and some of the strongest predictors for accessing institutional finance. A number of empirical regularities emerge in terms of the importance of having assets like land for borrowing, which undermines the basic philosophy of financial inclusion.

2- Crop Insurance in India : Scope for Improvement

The National Agricultural Insurance Scheme is vital for providing insurance cover to farmers, across regions, across seasons and across crops. This paper comprehensively reviews the NAIS and suggests changes to make it more effective. The paper is based on a detailed analysis of exhaustive data for 11 crop seasons, covering the rabi season of 1999-2000 onwards up to the same in 2004-05. Field investigations were also conducted in Haryana, Rajasthan, Andhra Pradesh, Madhya Pradesh and Gujarat to assess the response of farmers, bankers and other stakeholders. The authors also rely on discussions with knowledgeable persons like government functionaries from the department of agriculture, bankers, academicians and farmer representatives in Nagpur, Jaipur and Hyderabad.

3- Case for Caste-based : Quotas in Higher Education

The roots of discrimination in India go so deep that social and economic disparities are deeply intertwined, although in increasingly complex ways. We still need reservations for different groups in higher education, not because they are the perfect instruments to rectify long-standing discrimination, but because they are the most workable method to move in this direction. The nature of Indian society ensures that without such measures, social discrimination and exclusion will only persist and be strengthened.

4- Can We De-Stigmatise Reservations in India?

The “politics of recognition” that Other Backward Classes have set into motion has its own set of terms and dynamics that contrast well with that of the dalits’ political discourse. The politics of obcs have now brought into the public domain issues that are likely to change the very terms of discourse in which the debate on reservations was pursued for the last three decades. The obc discourse on reservations has de-stigmatised policy; obcs have also articulated their demands beyond community concerns by bringing up issues related to regionalism and linguistic assertion. These can influence the very grounds on which public institutions, policy and political processes have, so far, been perceived and pursued in Indian politics.

5- Caste, Politics and Public Good Distribution in India: Evidence from NREGS in Andhra Pradesh

This paper attempts to measure the effect of castereservation policies on the provision of public goods and services in gram panchayats in Andhra Pradesh using data from the National Rural Employment Guarantee Scheme. The investigation finds that the effect of reservation varies tremendously in different social, political, and institutional contexts, shedding light on the conflicting results of similar studies. It provides important lessons for future research and policy about the caste-political conditions in which reservation can produce positive or perverse results.

6- Understanding the Andhra : Crop Holiday Movement
Why would farmers keep their own land fallow as part of a voluntary “crop holiday protest movement” in a part of Andhra Pradesh is a question that has puzzled many. A field visit to the Konaseema region reveals that the dynamics of class contradictions in the area are also responsible for the nature of the movement that goes beyond the issue of remunerative prices.

7- Developmental Crisis and Dialectics of Protest Politics : Presenting the Absent and Absenting the Present

There is not just a crisis of development today, but also a crisis of ideas for emancipatory forms of development. What is needed from progressives is a rigorous theory that must acknowledge what is present (class exploitation, imperialism, national and social oppression, profit-driven ecological destruction, gross commercialisation of all spheres of human life including  culture and social relations) but also what is absent (collective democratic control over our lives, our planet, our bodies, our destiny, our culture). That should be the start of the process of bringing about fundamental changes in the status quo.

8- Building a Creative Freedom : J C Kumarappa and His Economic Philosophy

Joseph Cornelius Kumarappa (1892-1960) was a pioneering economic philosopher and architect of the Gandhian rural economics programme. Largely forgotten today, Kumarappa’s life-work constitutes a large body of writings and a rich record of public service, both of profound significance. A critical intellectual engagement with his life-work can shed new light on some of the most fundamental constituents of the human economic predicament, and also contribute to a more nuanced understanding of one of the most fecund periods in modern Indian history.

9- Diary of a Moneylender

Debates about the role of the moneylender in the rural credit scenario tackle two conflicting images. One sees the moneylender as a resilient entity calling for his future involvement in the process of rural development, and the other sees him as an exploiter to be slowly weeded out. To get a more nuanced account of his role, a diary kept by a moneylender operating in a village in the Anantapur district of Andhra Pradesh is analysed here. Even a cursory reading of this diary gives rich details on the scale and importance of the transactions carried out by the moneylender. Through this diary, formal lending agencies, be they banks or microfinance institutions, which have plans to supplant the moneylender will gain rich insights into the role played by this ubiquitous entity.

10- Critique of the Common Service Centre Scheme

The Common Service Centre scheme aims to establish nearly three lakh rural internet kiosks across India. A recent evaluation study, however, found poor demand among users and delayed roll-out of government-to consumer services, causing losses and attrition among private operators of the scheme. There is space, therefore, for greater engineering of public good outcomes by tying financial incentives to computer education goals.

Wednesday, February 15, 2012

Rural Management GD-PI Preparation

Later Addition (Jan 2020): Diary of Rural Manager ! on the jobs, career prospects, and life of a rural management graduate.

I was an aspirant for the rural management program last year. I applied for both XIMB and IRMA. I tried to write down a possible list of the question that may be asked by the interview panelists. Please customize the questions as per your needs.

01- Describe yourself in 3 words?
02- Tell us about yourself and your family background.
03- What is success according to you?
04- What is an Urban area?
05- Why do you think you are suited for RM?
06- Why you pursued Engineering at graduation?
07- Why do you switch to the IT industry after a degree in mechanical engineering?
08- What is Development? What is development according to you?
09- Why IRMA/XIMB/TISS?
10- Would you like to ask any questions from us? Would you like to ask any questions from us?
11- Why Rural and What is Rural? Why did you think about rural?
12- Why prepare for rural management, not for the AGM course at IIMs?
13- Is there any business plan in your mind and how it will benefit rural people?
14- So how is the campus, when did you reach it? How do you feel about Gujarat/ Orissa/ Mumbai? What is your first impression?
15- Have you done self-analysis. What are your strengths and weaknesses? Briefly outline your strengths? Briefly outline your weaknesses?
16- Why do Companies see bright prospects in Rural India?
17- Why should we select you or special points? 5 reasons why should we select you? Give one reason why should we select you?
18- Give one reason why we don’t select you?
19- Describe the nature of your work experience, responsibilities, and achievements.
20- Have you any experience of scholarly work?
21- Do you think development activities require a lot of money?
22- What is leadership according to you? Can you cite any example from your life where you demonstrated it?
23- Do you think you will be able to switch from a metro city to a rural area? why?
24- Tell us something which is not written in the resume?
25- How will you convince the poor villager to send his children to school? What incentives are on offer if he sends his children to school?
26- What kind of things have you done in the office other than work? What did you learn and understand from this?
27- There's enough aid flowing in. And yet, things aren't turning out the way they should. Why?
28- How do you plan to fund your studies? You will be requiring loans or your family would pay it?
29- How did you come to know about the institute?
30- Why management? Can you not serve a rural population with your technical skills?
31- You can do MBA from another college, and earn in lakhs, why rural management and get less paisa?
32- Why is there a need to work for rural people?
33- How can technology help the rural sector?
34- After working in AC rooms for around 3 years in the software industry, will you be able to able to adjust the demanding job profile of a rural manager?
35- The software industry is a lucrative industry then why do you want to join IRMA?
36- Asked about what I liked in the company you work for?
37- How can you use mech engg knowledge and IT exp in rural development. How will your expertise from your work ex bring about change in a village?
38- How do you relate to the background and how do you plan to apply? What part could technology play in rural development?
39- What can computers do for farmers? Explain the limitations of IT-based initiatives?
40- From where did this rural thing come to your mind?
41- Suppose you are to develop a business model for a village. How would you do it?
42- What do you mean by community service or welfare?
43- What all community work have you done?
44- What do want to convey by research and investment in the rural sector?
45- What would be my first step to develop rural people ... if I were the PM of India?
46- What is the difference between India and Singapore?
47- Gave a situation "Some money is given to a rural person through micro-credit. How will you ensure to get it back?"
48- How education of elders will ensure the development of the rural sector?
49- How will you bring about changes in a village which has been neglected over the years?
50- How will you change the mindset of a farmer towards genetically modified crops and convince him to make the switch?

Brief Idea about - Poverty, Migration, Education Policy, Agrarian policy, E-Governance, HDI, Microfinance, Annual Budget Plan, Poverty Line, GDP, PPP, PCI (Per capita income), Information of Home state and city, Various central and state(home) government schemes, NRLM, NREGA, NRHM, Panchayati Raj, PESA, Free Trade, Fair Trade, ICT (Information and communications technology), Welfare State, Market Economy, PURA, Major Sectors of the Economy, Green Revolution, Rabbi- Kharif Crops, Name of few scheduled tribes, National Food Security Mission, BT crops, Land reforms, AMUL, White Revolution, IMR, MMR, Literacy Rate, Working Population, Disguised, Seasonal and Under Employment, Polio Mission, Chipko Andolan, CRISIL Ratings, Economic Recession, Sarva Shiksha Abhiyan, Five Year Plans, Bottom of Pyramid (BOP), NABARD, BRIC, UID Aadhar, Lokpal Bill, Rainfed Area, Inflation, Cash Crop, Public Distribution System, Rain Water Harvesting, WTO, etc etc...

Read about NGOs like Pratham, Gram Vikas, Goonj, PRADAN, BASIX, SEWA.

Sunday, January 22, 2012

Ten Issues - 20

1- Food Politics: How the present National Food Security Bill will deepen Food Insecurity by Dr Vandana Shiva.

2- How To Learn the Language of Evil - Alan Wolfe's Political Evil offers lessons liberals especially need. A review By Michael Ignatieff.

3- Five Things You Should Stop Doing in 2012 by Dorie Clark who is a strategy consultant who has worked with clients including Google, Yale University, and the National Park Service. [HBR]

4- Why I Hire People Who Fail by Jeff Stibel who is Chairman and CEO of Dun & Bradstreet Credibility Corp. [HBR]

5- On Public Funding of Colleges and Towards a General Theory of Public Options : If we want to wonder why public education is becoming expensive it is in part because we aren’t supporting it as much as we were in the past.

6- Why Software Is Eating The World : Instead of constantly questioning their valuations, let's seek to understand how the new generation of technology companies are doing what they do, what the broader consequences are for businesses and the economy and what we can collectively do to expand the number of innovative new software companies created in the U.S. and around the world.

7- FDI in Retail: A new battleground at IIM Marketers blog.

8- The Decline but Not Fall of Hierarchy : What Young People Really Want : Western education imparts the idea that if we don’t have someone supervising our work, we’ll fall into a dangerous state of low productivity and collective lethargy. But examples like the rise of Google show that youth flourish in an environment with little hierarchy.

9- The global crisis has presented India with a historic opportunity to grow faster, but according to Pratap Bhanu Mehta, head of a leading independent think tank, the country is unable to capitalise on it owing to political and macro-economic mismanagement. In an interview with Santosh Tiwari, Mehta strongly criticises the Congress for ineptitude.

10 - Distant from Prosperity: The rural Indian economy, 1993-2005 - What has happened to the Indian economy over the last two decades ?

Thought of the Week : One thing life has taught me: if you are interested, you never have to look for new interests. They come to you. ... All you need to do is to be curious, receptive, eager for experience. And there's one strange thing: when you are genuinely interested in one thing, it will always lead to something else. - Eleanor Roosevelt, You Learn by Living (1960)